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Daniel A. Arrigoni
President and Chief Executive Officer
U.S. Bank Home Mortgage
Session: Opening General Session and Annual Business Meeting
Monday, October 25
8:30 a.m. - 10:30 a.m.
Daniel A. Arrigoni is an executive vice president of U.S. Bank, N.A. and serves as president and chief executive officer of
U.S. Bank Home Mortgage. Arrigoni has also held management positions with United Mortgage, Northland Mortgage and TCF Bank
during his 36+ years in the banking and mortgage industry.
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E. Todd Chamberlain
Executive Vice President
Regions Financial Corporation
Session: Opening General Session and Annual Business Meeting
E. Todd Chamberlain is executive vice president of Regions Financial Corporation, and managing executive of Regions' residential
mortgage division. Chamberlain's responsibilities include oversight of Regions' mortgage origination platform, servicing
and operations. He is a 25 year veteran in the mortgage industry.
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William C. Emerson
Chief Executive Officer
Quicken Loans, Inc.
Session: Opening General Session and Annual Business Meeting
William C. Emerson is chief executive officer of Quicken Loans Inc., the nation's largest online home lender. He is responsible
for the day-to-day leadership and growth of Quicken Loans. Emerson's leadership ability afforded him the opportunity to run
several business units at Quicken Loans.
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Ron J. McCord, CMB
Chairman
First Mortgage Company
Session: Opening General Session and Annual Business Meeting
Ron J. McCord, CMB, is chairman and principal owner of First Mortgage Company. McCord has more than thirty-eight years experience
in the mortgage banking industry. He is a former president of the Mortgage Bankers Association and is a member of its board
of governors.
Daniel A. Arrigoni, E. Todd Chamberlain, William C. Emerson and Ron J. McCord discuss the current state of the industry and
examine the numerous challenges and opportunities facing real estate finance companies.
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Edward J. DeMarco
Acting Director
Federal Housing Finance Agency
Session: Mortgage Industry Executives Outlook
Monday, October 25
2:15 p.m. - 3:30 p.m.
Edward J. DeMarco was designated the acting director of the Federal Housing Finance Agency (FHFA), the regulator of Fannie
Mae, Freddie Mac and the 12 Federal Home Loan Banks effective September 1, 2009. Dr. DeMarco has held positions within the
Office of Federal Housing Enterprise Oversight, the Social Security Administration, the U.S. Department of the Treasury and
the U.S. General Accounting Office.
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Charles E. Haldeman
Chief Executive Officer
Freddie Mac
Session: Mortgage Industry Executives Outlook
Charles E. "Ed" Haldeman, Jr. is chief executive officer of Freddie Mac. Mr. Haldeman’s leadership in helping to support the
nation’s housing and economic recovery is why Bloomberg’s Businessweek named him one of their “50 Most Powerful People in
Real Estate” in March 2010.
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Jill Spencer
Interim President and Chief Executive Officer
Federal Home Loan Bank of Atlanta
Session: Mortgage Industry Executives Outlook
Jill Spencer is the Federal Home Loan Bank of Atlanta's interim president and chief executive officer. She has served at
the Bank in various capacities since 2002. Prior to joining the Bank, she practiced law at a private firm and she also spent
nearly 20 years at the Federal Home Loan Bank of San Francisco.
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Theodore W. Tozer
President
Ginnie Mae
Session: Mortgage Industry Executives Outlook
Theodore W. Tozer was sworn in as president of Ginnie Mae on February 24, 2010, bringing with him more than 30 years of experience
in the mortgage, banking, and securities industries. Prior to his appointment as President, Mr. Tozer served as senior vice
president of capital markets at the National City Mortgage Company (NCM) for over 20 years.
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Michael J. Williams
President and Chief Executive Officer
Fannie Mae
Session: Mortgage Industry Executives Outlook
Michael J. Williams is Fannie Mae's president and chief executive officer. Prior to joining Fannie Mae in 1991, Mr. Williams
was Senior Manager, Strategic Systems Practice for KPMG Peat Marwick's information technology consulting group, where he was
responsible for the definition, design, and development of executive information and decision support systems.
Edward DeMarco, Charles Haldeman, Jill Spencer, Theodore Tozer and Michael Williams will provide an insider’s perspective
to not only the challenges but also the potential of the mortgage industry in the years to come.
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Mary Matalin
Political Consultant and CNN Contributor
Session: Third General Session: The Political Landscape
Tuesday, October 26
8:30 a.m. - 10:30 a.m.
Mary Matalin is a celebrated conservative voice and political contributor for CNN. Matalin formerly served as assistant to
President George W. Bush and counselor to Vice President Dick Cheney, and was the first White House official to hold that
double title.
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James Carville
Author and Political Consultant
Session: Third General Session: The Political Landscape
James Carville is America's best-known political consultant. His long list of electoral successes evidences a knack for steering
overlooked campaigns to unexpected landslide victories and for re-making political underdogs into upset winners.
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David H. Stevens
Assistant Secretary for Housing & Commissioner
Federal Housing Administration
Session: Third General Session: The Political Landscape
Commissioner Stevens has direct responsibility for oversight and administration of the FHA insurance portfolio, which includes
multifamily housing, insured health care facilities and well over 20 percent of mortgages in the domestic single family market.
Prior to joining FHA, Stevens was president and chief operating officer of Long and Foster Companies, the nation's largest,
privately-held real estate firm.
The Third General Session provides an insider's look into the current political situation as well as the potential impact
that particular policy issues may have on both the upcoming elections and legislative session.
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Jay Brinkmann, Ph.D.
Chief Economist and Senior Vice President, Research and Economics
Mortgage Bankers Association
Session: Closing General Session: The Current State of the Industry
Wednesday, October 27
9:00 a.m. - 10:30 a.m.
Jay Brinkmann is chief economist and senior vice president of research and economics for the Mortgage Bankers Association
(MBA), where his responsibilities include economic forecasting, mortgage industry analysis, the benchmarking of industry profitability,
and analysis of legislative and regulatory issues.
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Doug Duncan, Ph.D.
Vice President and Chief Economist
Fannie Mae
Session: Closing General Session: The Current State of the Industry
Doug Duncan is Fannie Mae's vice president and chief economist. He is responsible for managing Fannie Mae's Economics and
Mortgage Market Analysis Group. In this leadership role, Duncan provides all economic, housing, and mortgage market forecasts
and analyses and serves as the company's thought leader internally and with external constituent groups.
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Lyle Gramley, Ph.D.
Consulting Economist
Potomac Research Group Holdings, LLC
Session: Closing General Session: The Current State of the Industry
Lyle Gramley is a consulting economist at Potomac Research Group Holdings, LLC. Dr. Gramley specializes in economic forecasting
and monetary policy and brings extensive experience from his time at the Federal Reserve System to his research.
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Richard Peach
Senior Vice President, Macroeconomic and Monetary Studies Function
Federal Reserve Bank of New York
Session: Closing General Session: The Current State of the Industry
Dick Peach is senior vice president in the macroeconomic and monetary studies function of the Federal Reserve Bank of New
York. He participates in the development of the Bank's forecast for the U.S. economy and oversees the Bank's projections of
federal receipts and outlays.
Lyle Gramley has announced his retirement and will give his final address, sharing his insights on our current economic challenges
and what the implications are for the mortgage industry. Joining the discussion are former and current MBA colleagues Jay
Brinkmann, Doug Duncan and Dick Peach.
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