|
|
 |
|
|
|
|
Rep. Spencer Bachus
Chairman
House Financial Services Committee
Session: State of the Mortgage Finance Industry
Monday, October 10
8:30 a.m. - 10:30 a.m.
Representative Spencer Bachus is serving his 10th term in the U.S. House of Representatives during the 112th Congress. Bachus
earlier served in the State Senate where, prior to his election in 1982, no Republican had served in the body since Reconstruction.
In the 112th Congress, Representative Bachus is serving as Chairman of the House Financial Services Committee, which holds
jurisdiction over the banking, securities, insurance, housing and domestic and international monetary policy sectors. He served
as Ranking Member on the Committee during the previous four years.
|
|
|
|
The Honorable Shaun Donovan
Secretary for the U.S. Department of Housing and Urban Development
Session: Housing Finance Update and Administration Perspectives
Tuesday, October 11
2:00 p.m. - 3:30 p.m.
Secretary Shaun Donovan is the 15th United States Secretary for Housing and Urban Development. A veteran of the multifamily
housing industry, he rejoined HUD as Secretary after his prior service in the Clinton administration as Deputy Assistant Secretary
for Multifamily Housing. Donovan also served as Commissioner of the New York City Department of Housing Preservation and Development
(HPD) where he created and implemented Mayor Bloomberg's New Housing Marketplace Plan to build and preserve 165,000 affordable
homes, the largest municipal affordable housing plan in the nation's history. Mr. Donovan has devoted his career to ensuring
that American families have access to safe, decent, and affordable housing, and has continued that effort in the Obama Administration.
|
|
|
|
Rajeev (Raj) V. Date
Special Advisor to the Secretary
Consumer Financial Protection Bureau (CFPB)
Session: State of the Mortgage Finance Industry
Monday, October 10
8:30 a.m. - 10:30 a.m.
Date worked for more than a decade in the financial services industry, both at Capital One Financial, where he was a Senior
Vice President, and later at Deutsche Bank, where he was a Managing Director. In 2009 he left to found the Cambridge Winter
Center, a non-profit, nonpartisan organization dedicated to fostering an informed discourse on U.S. financial institutions
policy. At Cambridge Winter, he served as Chairman and Executive Director, conducting research on a variety of financial issues,
including the housing finance market, small business credit and consumer protection.
He is a graduate of the University of California at Berkeley and Harvard Law School.
|
|
|
|
David Axelrod
Political Consultant and Strategist
Session: The Political Landscape
Tuesday, October 11
9:45 a.m. - 11:00 a.m.
David Axelrod, political consultant and strategist, has served as senior adviser to President Barack Obama, senior adviser
to the Obama-Biden Presidential Transition and senior strategist to Barack Obama’s campaign for the presidency. During his
time at the White House, Axelrod was the Administration’s most frequent presence on influential Sunday talk shows, including
NBC’s Meet the Press, ABC’s This Week, Fox News Sunday and CNN’s State of the Union. Since 1988, he has served as senior partner
at the consulting firm AKP&D Message and Media where he manages media strategy and communications for more than 150 local,
state and national campaigns, with a focus on progressive candidates and causes.
|
|
|
|
The Honorable John Ellis "Jeb" Bush
Former Governor, Florida
Session: The Political Landscape
Tuesday, October 11
9:45 a.m. - 11:00 a.m.
John Ellis "Jeb" Bush served as the 43rd Governor of Florida. He spent over eight years in office (1999-2007) and will be
remembered for his work on the state’s education system, his efforts to protect the environment, and his achievements in improving
the state’s economy. Bush earned a Bachelor’s degree in Latin American Affairs from the University of Texas at Austin and
moved to Florida in 1981. With partner Amando Codina, he started a small real estate development company, which grew to become
the largest, full-service commercial real estate company in South Florida.
|
|
|
|
Theodore W. Tozer
President
Ginnie Mae
Session: Housing Finance Update and Administration Perspectives
Tuesday, October 11
2:00 p.m. - 3:30 p.m.
Theodore W. Tozer was sworn in as President of Ginnie Mae on February 24, 2010, bringing with him more than 30 years of experience
in the mortgage, banking, and securities industries. As President of Ginnie Mae, Mr. Tozer operates a multi-billion dollar corporation, administers the mortgage-backed securities program, and oversees enterprise-wide risk
management initiatives including capital market activity. Prior to his appointment as President, Mr. Tozer served as Senior Vice President of Capital Markets at the National City Mortgage
Company (NCM) for over 20 years.
|
|
|
|
Charles E. Haldeman, Jr.
CEO of Freddie Mac
Session: Housing Finance Update and Administration Perspectives
Tuesday, October 11
2:00 p.m. - 3:30 p.m.
Charles E. Haldeman, Jr., named "50 Most Powerful People in Real Estate" in March 2010 by Bloomberg’s Businessweek , has 35 years of experience in finance and as a corporate leader. He now serves as CEO of Freddie Mac, the second largest
source of mortgage financing in the United States. Haldeman joined Freddie Mac in 2009 from Putnam Investments, one of the
world’s largest mutual fund administrators. Haldeman is a Chartered Financial Analyst (CFA) and formerly served on the Board
of Governors of the Investment Company Institute and the Investment Council Association of America.
|
|
|
|
Michael J. Williams
CEO of Fannie Mae
Session: Housing Finance Update and Administration Perspectives
Tuesday, October 11
2:00 p.m. - 3:30 p.m.
Michael J. Williams is Fannie Mae's President and Chief Executive Officer, and a member of the company's Board of Directors.
Williams has focused Fannie Mae on supporting realistic, common-sense lending, building a profitable new book of business,
reducing credit losses on its legacy book, and transforming the company to better serve the housing and mortgage markets.
As a result, in 2010, Fannie Mae helped more than 500,000 homeowners avoid foreclosure through loan modifications and workouts.
|
|
|
|
Debra W. Still, CMB
2012 Chairman-Elect of the Mortgage Bankers Association
Session: Housing Finance Update and Administration Perspectives
Tuesday, October 11
2:00 p.m. - 3:30 p.m.
Debra W. Still, CMB is President and Chief Executive Officer of Pulte Mortgage, a nationwide lender that has helped more
than 300,000 homebuyers finance their new home purchases. Still became Vice Chairman of the Mortgage Bankers Association in
October 2010. She recently served as Chair of MBA's Residential Board of Governors and is a member of the association's Board
of Directors. As an active MBA member for more than a decade, Still has also served on MBA's Strategic Planning Committee
and was Chair of the MBA Forward Task Force, as well as a member of MBA's Loan Origination Task Force, Affordable Housing
Committee and the Secondary and Capital Markets Committee.
|
|
|
|
Jared Bernstein
Former Economic Policy Adviser to Vice President Joseph Biden
Session: Political Outlook for Housing Finance in a Deeply Uncertain Time
Tuesday, October 11
8:00 a.m. - 9:30 a.m.
From 2009 to 2011, Bernstein was the Chief Economist and Economic Adviser to Vice President Joe Biden, Executive Director
of the White House Task Force on the Middle Class, and a member of President Obama’s economic team. Bernstein’s areas of expertise
include federal and state economic and fiscal policies, income inequality and mobility, trends in employment and earnings,
international comparisons, and the analysis of financial and housing markets. Bernstein has published extensively in various
venues, including The New York Times, Washington Post, Financial Times, and Research in Economics and Statistics. He is an on-air commentator for the cable stations CNBC and MSNBC and hosts the popular economics blog “jaredbernsteinblog.com”.
|
|
|
|
Brian J. Chappelle
Partner of Potomac Partners
Session: Political Outlook for Housing Finance in a Deeply Uncertain Time
Tuesday, October 11
8:00 a.m. - 9:30 a.m.
Brian J. Chappelle is a founding partner of Potomac Partners, a Washington-based consulting firm specializing in the mortgage
finance industry. The firm specializes in government lending issues and provides strategic advice and operational assistance
to clients on FHA/VA origination and risk management policies. Prior to this, Chappelle was Senior Vice President, Corporate
Relations & Membership for the Mortgage Bankers Association. During his 13-year tenure at MBA, Chappelle managed the Association’s
loan origination and servicing functions; represented MBA in dealing with the appropriate Federal agencies on matters related
to FHA, VA, Fannie Mae and Freddie Mac and testified before both Houses of Congress on behalf of the Association.
|
|
|
|
James M. Parrott
Senior Adviser for the National Economic Council
Session: Political Outlook for Housing Finance in a Deeply Uncertain Time
Tuesday, October 11
8:00 a.m. - 9:30 a.m.
James M. Parrott is a Senior Adviser for the White House National Economic Council, a team that coordinates the development
of the Administration’s economic policy. In this role Parrott is central to the development of the Administration’s policy
on housing and housing finance, and articulating that policy with Congress, stakeholders and the press, and advising the President
and senior advisers on related communications and legislative strategy. Prior to joining the NEC, Parrott was Counsel to the
Secretary of HUD, advising Secretary Donovan on a range of issues, with particular focus on housing finance.
|
|
|
|
Mark Zandi
Chief Economist of Moody's Analytics
Session: Political Outlook for Housing Finance in a Deeply Uncertain Time
Tuesday, October 11
8:00 a.m. - 9:30 a.m.
Mark Zandi is Chief Economist of Moody's Analytics, a subsidiary of Moody's Corporation, and a leading provider of economic
research, data and analytical tools. Author of Financial Shock, an exposé of the financial crisis, Zandi is a trusted advisor to policymakers and an influential source of economic analysis
for businesses, journalists and the public. Mark has frequently testified before Congress on topics including the economic
outlook, the merits of fiscal stimulus, financial regulatory reform, and foreclosure mitigation. His forthcoming book, Paying the Price, provides a roadmap for meeting the nation's daunting fiscal challenges.
|
|
|
|
Michael D. Berman, CMB
2011 Chairman of Mortgage Bankers Association
Session: State of the Mortgage Finance Industry
Monday, October 10
8:30 a.m. - 10:30 a.m.
Michael Berman is 2011 Chairman of the Mortgage Bankers Association, founder and member of the Board of Managers of CW Financial
Services and serves as the President and Chief Executive Officer of CWCapital, a national lender to the multifamily and commercial
real estate industry. Berman has testified before the Senate Banking Committee and the House Financial Services Committee
regarding the future government role in housing finance and the future of Fannie Mae, Freddie Mac, and FHA. Berman has appeared
on CNBC's Squawk Box, Bloomberg's Street Smart and Fox Business News as a frequent speaker on these topics .
|
|
|
|
Michael W. Young
2012 Chairman of the Mortgage Bankers Association
Session: State of the Mortgage Finance Industry
Monday, October 10
8:30 a.m. - 10:30 a.m.
Michael W. Young, 2012 Chairman of the Mortgage Bankers Association, is Chairman of the Board of Cenlar FSB. Young became
Vice Chairman of MBA in October 2009. An active MBA member for more than four decades, Young is a former member of MBA Board
of Directors and currently sits on MBA's Council on Ensuring Mortgage Liquidity, a task force of MBA members created to examine
policy options and issue recommendations for the future of the secondary mortgage market. Young has also served on MBA's Residential
Board of Governors and its Strategic Planning Committee.
|
|
|
|
William H. Frey, Ph.D.
Senior Fellow at the Brookings Institute
Session: Demographic Trends Impacting the Market
Wednesday, October 12
8:30 a.m. - 10:00 a.m.
William H. Frey, Ph.D. is an internationally regarded demographer, known for his research on urban populations, migration,
immigration, race, aging, political demographics and his expertise on the U.S. Census. Frey has authored well over 200 publications
and several books including Regional and Metropolitan Growth and Decline in the US; America By the Numbers: A Fieldguide to the US Population, and Social Atlas of the United States. Frey also contributed to the 1995 President’s National Urban Policy Report, to HUD’s State of the Cities 2000 report, and
to the Russell Sage Foundation’s Census research series. He has been a consultant to the U.S. Census Bureau, and a contributing
editor to American Demographics magazine.
|
|
|
|
Daniel A. Arrigoni
President and CEO of U.S. Bank Home Mortgage
Session: Strategic Outlook on the Mortgage Landscape from the CEO's Vantage Point
Monday, October 10
2:15 p.m. - 3:45 p.m.
Daniel A. Arrigoni is an Executive Vice President of U.S. Bank, N.A. and serves as President and CEO of U.S. Bank Home Mortgage.
Prior to this, Arrigoni worked for five years as President of the North Central Region of Margaretten, now Chase Mortgage.
He served as Vice President of the Board of Directors of Spare Key, a non-profit organization that grants mortgage payments
to families with critically ill or seriously injured children. Arrigoni has been an active member of the Mortgage Bankers
Association serving on several committees including the Mortgage Bankers Association Board of Directors. He is currently on
Freddie Mac’s CEO Roundtable and a former member of Fannie Mae’s Regional Advisory Board.
|
|
|
|
Bill Emerson
Chief Executive Officer
Quicken Loans Inc.
Session: Strategic Outlook on the Mortgage Landscape from the CEO's Vantage Point
Monday, October 10
2:15 p.m. - 3:45 p.m.
Bill Emerson is chief executive officer of Quicken Loans Inc., the nation's largest online home lender. Bill joined the company
in 1993 as a mortgage banker. His leadership ability afforded him the opportunity to run several business units at Quicken
Loans including the early stages of the company's web center and a joint venture with Michigan National bank. Bill also led
all mortgage operations for the company, where he was responsible for driving performance within all Quicken Loans businesses,
including Rock Financial, the company's southeast Michigan brand. He pioneered Dan Gilbert's Mortgage-In-A-Box concept, a
way of doing business over the phone, which led to the centralized business model that Quicken Loans utilizes today.
|
|
|
|
Michael J. Heid
President of Wells Fargo Home Mortgage
Session: Strategic Outlook on the Mortgage Landscape from the CEO's Vantage Point
Monday, October 10
2:15 p.m. - 3:45 p.m.
Michael J. Heid is President of Wells Fargo Home Mortgage, a Wells Fargo company, and one of the nation's leading providers
of residential mortgages. With more than 26 years experience in mortgage banking, Heid served as Chairman of the Housing Policy
Council of the Financial Services Roundtable, a trade association whose members represent approximately 65 percent of the
mortgage industry, from May 2008 through May 2011. In this role, he was actively involved in legislative and regulatory policy
matters impacting the mortgage industry as a whole.
|
|
|
|
S.A. Ibrahim
CEO of Radian Guaranty, Inc.
Session: Strategic Outlook on the Mortgage Landscape from the CEO's Vantage Point
Monday, October 10
2:15 p.m. - 3:45 p.m.
S.A. Ibrahim is Chief Executive Officer of Radian Guaranty, Inc. Radian is one of the largest private mortgage insurers of
U.S. residential mortgages, with a core focus of protecting mortgage lenders from default-related losses. Ibrahim's experience
also includes heading international reengineering for American Express, being the CEO of Chemical Mortgage as well as working
at Bank of America and General Electric Company. He has served on various boards, including the Fannie Mae National Advisory
Board and the Mortgage Bankers Association Board of Governors. Ibrahim was an advisor to the White House team on President
Obama's 2009 Cairo speech and was a keynote speaker at the Presidential Entrepreneurial Summit in Washington in April 2010.
|
|
|
|
David H. Stevens
President and CEO of Mortgage Bankers Association
Session: State of the Mortgage Finance Industry
Monday, October 10
8:30 a.m. - 10:30 a.m.
David H. Stevens is President and Chief Executive Officer of the Mortgage Bankers Association. Stevens has a background in
housing which includes experience as a Senior Executive in finance, sales, mortgage acquisition and investment, risk management
and regulatory oversight. Stevens started his professional career with a sixteen-year tenure at the World Savings Bank. He
later was a Senior Vice President at Freddie Mac and an Executive Vice President at Wells Fargo. Stevens was President and
Chief Operating Officer of Long and Foster Companies, the nation’s largest, privately-held real estate firm. David H. Stevens
has been named one of Swanepoel TRENDS Report’s “Top Ten Newsmakers” of the year, made Bloomberg’s “50 Most Powerful People in Real Estate” list, and was named one of the “Top 100 Most Influential Real Estate Leaders” by
Inman News .
|
|
|
|
Gary Acosta
Founder of the NAHREP
Session: Perspectives and Practical Advice from the Community Lender Executive
Tuesday, October 11
11:15 a.m. - 12:30 p.m.
In 2004, Acosta was named one of the 25 most influential people in real estate by Realtor Magazine and named one of the 100 most influential Hispanics in America by Hispanic Business Magazine . Acosta is a principal owner of New Vista Enterprises which owns and operates several housing related businesses that focus
on the burgeoning multi-cultural real estate markets. Acosta is also the founder of the National Association of Hispanic Real
Estate Professionals (NAHREP); a professional trade association with over 16,000 members and 65 chapters nationwide. Acosta
currently serves on NAHREP's board of directors.
|
|
|
|
Christopher M. George
Founder, President and CEO of CMG Mortgage
Session: Perspectives and Practical Advice from the Community Lender Executive
Tuesday, October 11
11:15 a.m. - 12:30 p.m.
Christopher M. George is the Founder, President and CEO of CMG Mortgage, one of the largest and most respected mortgage companies
in the San Francisco Bay Area and across the country. CMG is also a leading mortgage industry innovator, and is the creator
and sole lender for the revolutionary new Home Ownership Accelerator™ loan, which debuted in 2005. George has served on various
advisory boards within the mortgage industry. He currently serves as Secretary for the California Mortgage Bankers Association. In
recent years he also served as an advisor on the Western Regional Advisory Board for Fannie Mae.
|
|
|
|
John B. Johnson, CMB
President and CEO of MortgageAmerica, Inc.
Session: Perspectives and Practical Advice from the Community Lender Executive
Tuesday, October 11
11:15 p.m. - 12:30 p.m.
John B. Johnson, CMB, is Mortgage America, Inc.’s principal owner, Chairman and CEO. Mortgage America, Inc., a regional
mortgage banking firm headquartered in Birmingham, Alabama, serves the southeastern United States with 14 retail origination
offices in addition to a wholesale and correspondent operation. Johnson was a founding member of America’s Mortgage Cooperative,
a consortium of 24 mortgage banking companies. He has also served on the Board of Directors of the MBA, Chairman of the Residential
Board of Governors of MBA and is a current member of RESBOG.
|
|
|
|
Regina M. Lowrie, CMB
President of Vision Mortgage Capital
Session: Perspectives and Practical Advice from the Community Lender Executive
Tuesday, October 11
11:15 p.m. - 12:30 p.m.
Regina M. Lowrie, CMB is a former MBA Chairman and is currently Senior Vice President of Continental Bank and President of
Vision Mortgage Capital, a Division of Continental Bank. In 2006 she was named one of Philadelphia Business Journal and the National Association of Business Owners’ “25 Women of Distinction.” She formed Vision Mortgage Capital in June 2007 to be a premier mortgage banker dedicated to meeting
America’s emerging housing needs for first time homebuyers, move-up buyers, immigrants, senior citizens and existing homeowners.
Lowrie is also President and Chief Executive Officer of RML Investments, Inc. and is currently Chairman of Mortgage Bankers
Association Executive Reverse Mortgage Lending Task Force.
|
|
|
|
Ronald Phipps
2011 President
National Association of Realtors
Session: State of the Mortgage Finance Industry
Monday, October 10
8:30 a.m. - 10:30 a.m.
Ronald Phipps is the 2011 President of the National Association of Realtors® - America’s largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial
real estate industries. A realtor for 31 years, Phipps is principal broker of Phipps Realty Inc. in Warwick, R.I., specializing
in residential brokerage. He holds the professional designations of Graduate, REALTOR® Institute (GRI) Certified Residential Specialist (CRS), Accredited Buyer Representative (ABR), GREEN and e-PRO certification.
|
|
|
|
Jay Brinkmann, Ph.D.
Chief Economist and Senior Vice President of Research and Economics for Mortgage Bankers Association
Session: Economic Outlook: The Future State of the Industry
Wednesday, October 12
10:15 a.m. - 11:30 a.m.
Jay Brinkmann, Ph.D. is Chief Economist and Senior Vice President of Research and Economics for the Mortgage Bankers Association.
Brinkmann's responsibilities include economic forecasting, mortgage industry analysis, the benchmarking of industry profitability,
and analysis of legislative and regulatory issues. In early 2001, Brinkmann joined the Mortgage Bankers Association and headed
MBA’s research group. He was named Chief Economist in 2008. Immediately prior to MBA, he worked in Fannie Mae’s portfolio
strategy group. He has published articles on bank regulation and capital requirements in various academic journals and on
the op-ed page of The Wall Street Journal. Brinkmann is frequently quoted in print and electronic news outlets on real estate topics.
|
|
|
