Preventing Buybacks by Integrating Quality Control Into the Process
October 22, 2012
3:45 p.m.-5:00 p.m.

Regency Ballroom A
Gold Level
West Tower
Standard & Poor’s estimates that the nation’s largest banks have already reserved more than $22 billion for rep and warrant matters. The overhang issue has had a chilling effect throughout the mortgage supply chain.Originators have reacted with great caution, credit has tightened and costs have increased. This panel takes a look at the quality control and due diligence end of the origination process. Gain insight from leading aggregators and investors as to what they
are looking for in quality loans. Get a behind the scenes look at what leading investors are doing to enhance quality throughout the mortgage process and at the same time assure reasonable speed of loan closings and purchases.

Richard Roof
Senior Vice President
Ellie Mae, Inc.

Susan Allen
Vice President

Regina M. Lowrie, CMB
President, Vision Mortgage Capital
Vision Mortgage Capital, A Division of Continental Bank

Kevin Smith, CRCM
Correspondent Operations Risk & Testing Team (CORT)
Wells Fargo Home Mortgage

Carol Toren
Senior Director, Correspondent Lending
Citibank, NA