Today's business climate is more competitive than ever. In order to be effective in these challenging times, business transactions need to be seamless and timely. MBA's CREF/Multifamily Housing Convention & Expo 2009, taking place February 8-11 in San Diego, Calif., is the place to do business. It is the source for the tools you'll need to be successful in today's ambiguous market climate.

By attending the largest industry convention, you are sure to network with colleagues from across the commercial real estate industry and experience how CREF is the first stop to help your bottom line. Our industry must become familiar with new products, complex loan structures and regulations, and monitor real estate fundamentals and ongoing surveillance - all while attempting to meet the educational needs necessary to manage a workforce. MBA's CREF/Multifamily Housing Convention & Expo helps you achieve these goals by offering the ultimate opportunity to gather with thousands of your peers, learn the latest about industry products and attend panel sessions and roundtable discussions that provide the most up-to-date information on commercial real estate trends. Whether it's through CampusMBA, research products or the great work we do in establishing best practices, MBA is here to serve you.

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MBA's CREF/Multifamily Housing Convention & Expo is the event for all commercial and multifamily real estate finance professionals with a working knowledge of the industry including:

• Mortgage bankers, real estate investment officers of life insurance companies, commercial banks, savings banks, credit corporations and other lenders
• Pension fund advisors and Wall Street conduits
• Structured finance companies, Fannie Mae and Freddie Mac
• Multifamily sellers/servicers and FHA-approved multifamily mortgagees and Ginnie Mae issuers
• Commercial and multifamily real estate loan originators, administrators, secondary market executives and professionals
• Others with an interest in commercial and multifamily real estate finance