Important Convention Deadlines to Remember Register Early and Save January 13: Early convention registration, final registration list, substitutions January 16: Cutoff date for hotel room blocks, changes and refunds Early registration received with payment by January 13 MBA Member: $950 Nonmember: $1,995 Regular registration received with payment after January 13 but before February 5 MBA Member: $995 Nonmember: $2,225 February 6-11: Onsite convention registration fees apply MBA Member: $1,150 Nonmember: $2,350 Guest registration fee: $395

Substitutions
Send requests in writing to the attention of “Registration Substitutions.” See Five Easy Ways to Register in the right column for contact information.

In order to guarantee that your name will appear on the Advance Registration List, your substitution request must be received on or before December 5. For your name to appear on the Final Registration List, substitutions must be received by January 9, 2009. A $50 substitution fee will be charged after January 9, 2009.

Cancellations and Refunds
Send requests in writing to "MBA Cancellations." See below for the refund schedule.

* Received on or before January 9: Full refund minus $50 processing fee
* Received between January 10 through January 30: Refund of 50 percent of the registration fee
* January 30: No refunds after this date

Send substitution and cancellation requests by fax, mail, express mail or email (see information in "Five Easy Ways to Register").

Program Cancellation
In the unlikely event of program cancellation, MBA will refund 100 percent of registration fees paid. MBA assumes no liability for penalty fees on airline tickets, deposits for hotel accommodations or other fees, charges, penalties or incidental costs that a registrant might incur as a consequence of a program cancellation.

Guest Policy
Each registrant is limited to one paid guest. A guest is defined as a spouse, significant other, friend or an adult child (18 or over) who is not in an industry-related occupation. Co-workers or associates in the industry may not use the guest registration category.

For More Information
Speaking opportunities: Contact Rachel Love at (202) 557-2889.
Sponsorship opportunities: Contact Mark Brady at (202) 557-2790.
Exhibit opportunities: Contact Kim Newell at (202) 557-2791 or Patty Miller at (202) 557-2792.
Affiliate opportunities: Contact Debbie Santasania.

Attire: Business

NO AUDIO OR VIDEO TAPING OF THE PROGRAM PERMITTED

* Use Express Mail for overnight deliveries to meet registration cutoff dates when applicable. Express mail only ensures postmark date for registration fees.

Mortgage Bankers Association (MBA) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Ave. North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org