Substitutions
Send requests in writing to the attention of "Registration Substitutions" to meetings@mortgagebankers.org and include a $50 processing fee. In order to guarantee that your name will appear on the final registration list, your substitution request must be received on or before August 24, 2007.

Cancellations and Refunds
Send requests in writing to "MBA Cancellations" to meetings@mortgagebankers.org . See below for the refund schedule.

• Received on or before August 9, 2007:
  Full refund minus $50 processing fee
• Received August 10-31, 2007:
  Refund of 50 percent of the registration fee
• August 31, 2007:
  No refunds after this date
  

Send substitution and cancellation requests by fax, mail, express mail or e-mail (see information in "Five Easy Ways to Register").

Program Cancellation
In the unlikely event of program cancellation, MBA will refund 100 percent of registration fees paid. MBA assumes no liability for any penalty fees on airline tickets, deposits for hotel accommodations, or any other fees, charges, penalties or other incidental costs that a registrant might incur as a consequence of a program cancellation.

Attire
Business attire is requested for all sessions and evening events.

NO AUDIO OR VIDEOTAPING OF THE PROGRAM PERMITTED

*Use Express Mail for overnight deliveries to meet registration cut-off dates when applicable. Express mail only ensures postmark date for registration fees. Please allow three to five working days for processing and confirmations.