Wednesday, November 15

12:00 noon - 5:30 p.m. 
Conference Registration

12:00 Noon - 5:30 p.m. 
Exhibit Hours

1:00 p.m. - 2:15 p.m.  
Technology Overview and Updates

Better understand today's mortgage technology building blocks. This session explains, in plain English, the basic concepts of XML, HTML, the Internet, PKI, electronic signatures, SMART Documents, wireless technologies, web services and more.

Panelists:
Gabe Minton, Vice President, Industry Technology, Mortgage Bankers Association

Harry Gardner, Senior Director, Industry Technology, Mortgage Bankers Association

2:15 p.m. - 2:30 p.m.  
Refreshment Break

2:30 p.m. - 3:45 p.m.  
Legal Overview and Updates

Gain a high-level framework of the basic legal requirements surrounding mortgage origination and lending. This discussion examines the concepts incorporated in ESIGN and UETA and covers the basic regulatory requirements such as TILA, RESPA, Gramm-Leach-Bliley (GLB), Reg AB, Sarbanes-Oxley Act (SOX) and their effects on mortgage originations and technology.

Moderator: 
Ken Markison, Senior Director & Regulatory Counsel, Mortgage Bankers Association

Panelists: 
Richard Andreano, Jr., Esq., Partner, Weiner, Brodsky, Sideman, Kider PC

Margo H.K. Tank, Partner, Buckley, Kolar LLP

Jonathan Jaffe, Partner, Kirkpatrick & Lockhart Nicholson Graham, LLP

3:45 p.m. - 4:00 p.m.  
Refreshment Break

4:00 p.m. - 5:30 p.m.  
Data Security, Consumer Privacy & Identity Theft

Consumer privacy and identity theft are significant security issues that cannot be ignored. This expert panel will discuss the latest information on consumer data protection, security breaches, identity theft protection and more.

Moderator: 
Robert J. Schlecht, Director, Industry Technology, Mortgage Bankers Association

Panelists: 
Marc Loewenthal, Senior Vice President, Corporate Affairs/Chief Privacy Officer, New Century Financial Corporation

Jeffrey P. Marston, Partner, Powell Goldstein LLP

6:00 p.m. - 7:30 p.m.  
Opening Reception
 
Thursday, November 16

8:00 a.m. - 5:00 p.m.  
Conference Registration

8:00 a.m. - 3:45 p.m.  
Exhibit Hours

8:00 a.m. - 9:00 a.m.  
Continental Breakfast

9:00 a.m. - 10:15 a.m.  
Intellectual Property Issues

Business methods patents are of growing importance in the financial services arena generally, and in mortgage banking, in particular.  This panel focuses on the nuts and bolts of obtaining and retaining a business method patent. Panelists also address relative caselaw and legislative developments.  In addition to experienced patent counsel, we hope to have a representative from the U.S. Patent and Trademark Office.

Moderator: 
Phyllis Slesinger, Staff Vice President & General Counsel, Mortgage Bankers Association

Panelist: 
Michael Lasky, Attorney, Managing Partner, Altera Law Group

10:15 a.m. - 10:30 a.m. 
Refreshment Break

10:30 a.m. - 11:45 p.m. 
Protecting Your Company: Rules-Based Systems and Fraud Detection

Rules-based systems and fraud detection systems can greatly augment human staff by processing huge quantities of data to identify anomalies and exceptions that need attention, and to make decisions based on workflow routing requirements.  Learn about the latest developments in these technologies from industry experts.

Moderator: 
Raymond J. Snytsheuvel, Vice President, Compliance, Option One Mortgage Corporation
 
Panelists: 
Lynette Hotchkiss, Senior Vice President, Senior Legal Counsel, Mavent Inc.

Jason Roth, Senior Vice President, Product Management, ComplianceEase

Damien Weldon, Director, Collateral Risk Analytics, LoanPerformance

11:45 a.m. -12:45 p.m. 
Networking Luncheon

12:45 p.m. - 2:00 p.m.  
HMDA Data and Fair Lending

Explore basic fair lending requirements and their relevance to the new data reporting disclosure requirements under the Home Mortgage Disclosure Act (HMDA).  Learn how companies can use technology to review their HMDA and other data to meet their regulatory obligations and business objectives.

Moderator: 
Ken Markison, Senior Director & Regulatory Counsel, Mortgage Bankers Association

Panelists: 
Marsha Courchane, Ph.D, Principal, ERS Group

Joseph T. Lynyak, III, Partner, Attorney At Law, Buckley Kolar LLP
    
Stephanie Ochoa, Vice President, Compliance Services, QuestSoft

John R. Thompson, Chief Compliance Officer, The Compliance Source, Inc.

Christine Speh, Executive Vice President, PCi Corporation

2:00 p.m. - 2:15 p.m.  
Refreshment Break

2:15 p.m. - 3:30 p.m.  
MISMO and eMortgage Update

Learn about the current state of industry standard XML data transactions and the building blocks of a true eMortgage process. Who is building products that are MISMO-compliant? Which lenders are out on the leading edge of eMortgage implementation?  How will Adobe PDF documents co-exist with the MISMO SMART Doc® specification?

Moderator: 
Gabe Minton, Vice President, Industry Technology, Mortgage Bankers Association

Panelists: 
Chris W. Christensen, Attorney, PeirsonPatterson, LLP

Harry Gardner, Senior Director, Industry Technology, Mortgage Bankers Association


3:30 p.m. - 3:45 p.m.  
Refreshment Break

3:45 p.m. - 5:00 p.m. 
Round Table Discussions

Participate in the Round Table discussion of your choice, where you can pose informal questions to industry experts and hear about the experiences of your peers who are directly involved in a particular implementation or business process. 

Round Tables include:

Fraud Prevention and Data Security

Moderators: 
Marc Loewenthal, Senior Vice President-Corporate Affairs, Chief Privacy Officer, New Century Financial Corporation

Gabe Minton, Vice President, Industry Technology, Mortgage Bankers Association

Using Technology to Meet Regulatory Responsibilities and Business Objectives

Moderators: 
Ken Markison, Senior Director and Regulatory Counsel, Mortgage Bankers Association

Lynette Hotchkiss, Senior Vice President, Senior Legal Counsel, Mavent Inc.

Raymond J. Snytsheuvel, Vice President – Compliance, Option One Mortgage Corporation

Achieving eMortgage Originations

Moderators: 
Harry A. Gardner, Senior Director, Industry Technology, Mortgage Bankers Association

Chris W. Christensen, Attorney, PeirsonPatterson, LLP

5:00 p.m. - 7:00 p.m.
Exhibit Hours

5:30 p.m. - 7:00 p.m.  
Networking Reception
 
Friday, November 17

8:30 a.m. - Noon  
Conference Registration

8:30 a.m. - 10:30 a.m. 
Exhibit Hours

8:30 a.m. - 9:00 a.m.  
Continental Breakfast

9:00 a.m. - 10:15 a.m.  
eRecording and eNotarization

eRecording and eNotarization are gaining momentum. Hear the latest developments from industry experts--which states are implementing eRecording now and what legal issues must be addressed to achieve mainstream adoption? Get a deeper understanding of eNotarization and how it plugs into the eMortgage process.

Moderator:
Harry A. Gardner, Senior Director, Industry Technology, Mortgage Bankers Association

Panelists: 
Joan Decker, Commissioner, Records Dept., City of Philadelphia
Marc L. Aronson, President, United States Notary Association/Pennsylvania Association of Notaries
Mark Ladd, PRIA Technology Committee Coordinator, PRIA and Addison/One
Tim Reiniger, Vice President and Executive Director, National Notary Association

10:15 a.m. - 10:30 a.m. 
Refreshment Break

10:30 a.m. - 12:00 p.m. 
GSE Update and the MERS eRegistry

Fannie Mae and Freddie Mac discuss their current activities in eMortgage implementation, and their plans moving forward. Also learn about the MERS® eRegistry -- how it works and why it's needed (i.e., how can you "hold" an original electronic note, when there's no wet-ink-signed copy?). Learn how the eRegistry integrates with lenders, investors, and vendors, and hear what's on tap for eNote management and delivery in the future.

Speakers:  
Michael R. Gordon, Assistant General Counsel, Freddie Mac

Pamela Holland, Esq., Associate General Counsel, Fannie Mae

Bill Hultman, Senior Vice President, Corporate Group, MERS

12:00 Noon
Conference Concludes