Substitutions
Send requests in writing to the attention of "Registration Substitutions" to meetings@mortgagebankers.org and include a $50 processing fee. In order to guarantee that your name will appear on the final registration list, your substitution request must be received on or before May 23, 2008.

Cancellations and Refunds
Send requests in writing to “MBA Cancellations” at meetings@mortgagebankers.org. See below for the refund schedule.

• Received on or before May 9, 2008: Full refund minus $50 processing fee

• Received between May 10–30, 2008: Refund of 50 percent of the registration fee

• May 30, 2008: No refunds after this date

Send Substitution and Cancellation Requests by fax, mail, express mail or email (see information in “Five Easy Ways to Register”).

Program Cancellation
In the unlikely event of program cancellation, MBA will refund 100 percent of registration fees paid. MBA assumes no liability for any penalty fees on airline tickets, deposits for hotel accommodations, or any other fees, charges, penalties or other incidental costs that a registrant might incur as a consequence of a program cancellation.

Guest
A guest is a spouse, significant other, friend or an adult child (18 and over) who is not in an industry-related occupation. Co-workers or associates in the industry may not use the guest registration category.

Attire: Business casual for all business sessions and evening events.

NO AUDIO OR VIDEO TAPING OF THE PROGRAM PERMITTED

*Use Express Mail for overnight deliveries to meet registration cut-off dates when applicable. Express mail only ensures postmark date for registration fees.