Registration Fee
$795 - MBA Members Early Registration Fee - before September 12, 2006
$995 - Nonmembers Early Registration Fee - before September 12, 2006

$895 - MBA Members Registration Fee - after September 12, 2006
$1,090 - Nonmember Registration Fee - after September 12, 2006

Substitutions
Send requests in writing to the attention of “MBA Registration Substitutions” and include a $25 processing fee. In order for your name to appear on the registration lists, your substitution request must be received on or before September 5, 2006. After your substitution request has been processed, you will receive a confirmation letter from MBA with instructions on how to effect a hotel reservation substitution. You must follow the instructions in order to retain the former registrant’s hotel reservation. New (non-substitute) registrations may be submitted electronically via MBA’s web site, www.mortgagebankers.org, by telephone at (800) 793-6222 (Monday–Friday, 9:00 a.m.–5:00 p.m. ET), by fax at (202) 721-0247 or by mail.

Cancellations and Refunds
Send requests in writing to "MBA Cancellations." See below for the refund schedule.

• Received on or before August 25, 2006: Full refund minus $25 processing fee
• Received August 25–September 18, 2006: Refund of 50 percent of the registration fee
• September 18, 2006: No refunds after this date

Send Substitution and Cancellation Requests by fax, mail, express mail or e-mail (see information in "Five Easy Ways to Register").

Program Cancellation
In the unlikely event of program cancellation, MBA will refund 100 percent of registration fees paid. MBA assumes no liability for any penalty fees on airline tickets, deposits for hotel accommodations, or any other fees, charges, penalties or other incidental costs that a registrant might incur as a consequence of a program cancellation.

Attire: Business casual for all business sessions and evening events.

NO AUDIO OR VIDEO TAPING OF THE PROGRAM PERMITTED

*Use Express Mail for overnight deliveries to meet registration cut-off dates when applicable. Express mail only ensures postmark date for registration fees. Please allow three to five working days for processing and confirmations.