Important Conference Deadlines to Remember Register Early and Save Early registration received with payment by April 23: MBA Member: $995 Nonmember: $1,195 April 23: Early conference registration/final registration list/substitutions Regular registration received with payment after April 23: MBA Member: $1,095 Nonmember: $1,395 April 28: Cutoff for hotel room block/changes May 23-26: Onsite conference registration fees apply MBA Member: $1,095 Nonmember: $1,395 Guest registration fee: $495

Substitutions
Send requests in writing to the attention of "Registration Substitutions" and include a $50 processing fee.  See "Five Easy Ways to Register" for contact information.

To guarantee that your name will appear on the final registration list, your substitution request must be received on or before April 23. After April 23, all substitutions must be done on site.

Cancellations and Refunds
Send requests in writing to "MBA Cancellations." See below for the refund schedule.

* Received on or before April 23: Full refund minus $50 processing fee
* Received between April 24 and May 14: Refund of 50 percent of the registration fee
* May 14: No refunds after this date

Send substitution and cancellation requests by fax, mail, express mail or email (see information in "Five Easy Ways to Register").

Program Cancellation
In the unlikely event of program cancellation, MBA will refund 100 percent of registration fees paid. MBA assumes no liability for any penalty fees on airline tickets, deposits for hotel accommodations, or any other fees, charges, penalties or other incidental costs that a registrant might incur as a consequence of a program cancellation.

Guest Policy
Each registrant is limited to one paid guest. A guest is defined as a spouse, significant other, friend or an adult child (18 or over) who is not in an industry-related occupation. Co-workers or associates in the industry may not use the guest registration category.

For More Information
Speaking Opportunities: Contact Norman Edwards via email or phone at (202) 557-2793.
Sponsorship Opportunities: Contact  Mark Brady via email or phone at (202) 557-2790.
Exhibit Opportunities: Contact Kim Newell via email or phone at (202) 557-2791.

Attire: Business

NO AUDIO OR VIDEO TAPING OF THE PROGRAM PERMITTED.

*Use Express Mail for overnight deliveries to meet registration cutoff dates when applicable. Express
mail only ensures postmark date for registration fees.

Mortgage Bankers Association (MBA) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Ave. North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org.