Registration Fee
$375 - MBA Members Early Registration Fee - before October 6, 2006
$475 - Nonmembers Early Registration Fee - before October 6, 2006

$420 - MBA Members Registration Fee - after October 6, 2006
$520 - Nonmember Registration Fee - after October 6, 2006

Additional registrants from same association or company: $325
In order to receive the multiple registration discount, registrations must be received together. Local associations may attend at this price if their state association has registered. (Payment must be received by October 6, 2006)

Substitutions
Send requests in writing to the attention of “MBA Registration Substitutions” and include a $50 processing fee. In order for your name to appear on the registration lists, your substitution request must be received on or before October 6, 2006. After your substitution request has been processed, you will receive a confirmation letter from MBA with instructions on how to effect a hotel reservation substitution. You must follow the instructions in order to retain the former registrant’s hotel reservation. New (non-substitute) registrations may be submitted electronically via MBA’s web site, www.mortgagebankers.org, by telephone at (800) 793-6222 (Monday–Friday, 9:00 a.m.–5:00 p.m. ET), by fax at (202) 721-0247 or by mail.

Cancellations and Refunds
Send requests in writing to "MBA Cancellations." See below for the refund schedule.

• Cancellations received on or before
  September 20: Full refund minus $50 processing fee
• Cancellations received between September 21–October 13: 50 percent penalty applied to all registration cancellations
• October 13: No refunds made after this date

Send Substitution and Cancellation Requests by fax, mail, express mail or e-mail (see information in "Five Easy Ways to Register").

Program Cancellation
In the unlikely event of program cancellation, MBA will refund 100 percent of registration fees paid. MBA assumes no liability for any penalty fees on airline tickets, deposits for hotel accommodations, or any other fees, charges, penalties or other incidental costs that a registrant might incur as a consequence of a program cancellation.

Attire: Business casual for all business sessions and evening events.

NO AUDIO OR VIDEO TAPING OF THE PROGRAM PERMITTED

*Use Express Mail for overnight deliveries to meet registration cut-off dates when applicable. Express mail only ensures postmark date for registration fees. Please allow three to five working days for processing and confirmations.